What We Do

Services built around your life stages

From your first policy to your retirement portfolio, our advisors design coverage and investments that move with you.

Our Plans

Life & General Insurance products

Compare our most-requested plans below, or speak to an advisor for a policy tailored to you.

Most Popular

Dream Secure Term Plan

Pure protection cover at an affordable premium for you and your family.

  • Cover up to ₹2 crore
  • Premiums from ₹499/month
  • Optional critical illness rider
  • Tax benefits under 80C & 10(10D)
₹499/month onward
Guaranteed Returns

Dream Endowment Plan

Save regularly and receive a lump sum on maturity or to your family in your absence.

  • Guaranteed maturity benefit
  • Bonus additions declared yearly
  • Loan facility against policy
  • Flexible 10–25 year terms
₹1,500/month onward
Market Linked

Dream Wealth ULIP

Combine life cover with market-linked investment across equity and debt funds.

  • 4 fund options to choose from
  • Free fund switches every year
  • Partial withdrawal after 5 years
  • Life cover + wealth creation
₹2,000/month onward
Family Floater

Dream Health Shield

Cashless treatment across 8,500+ hospitals for you and your entire family.

  • Cover up to ₹50 lakh
  • No claim bonus up to 100%
  • Pre & post hospitalisation cover
  • Day-care procedures included
₹699/month onward
Comprehensive

Dream Motor Cover

Complete protection for your car or two-wheeler against damage, theft and liability.

  • Zero depreciation add-on
  • 24/7 roadside assistance
  • Cashless garage network
  • Instant policy issuance
₹350/month onward
Home & Travel

Dream Property & Travel

Protect your home against structural risk and your trips against the unexpected.

  • Cover for structure & contents
  • Worldwide travel cover
  • Baggage & trip-delay benefits
  • Quick digital claims
₹450/month onward
Client Stories

Trusted by families across Gujarat

"When my father was hospitalised, the cashless claim was approved in under two hours. Dream Investments made an awful week just a little easier."

RP
Rakesh PatelHealth Shield policyholder, Surat

"My advisor sat with me for two hours mapping out my daughter's education fund. Five years later, we're exactly on track."

MS
Meera ShahWealth ULIP investor, Vadodara

"Switching our fleet's motor policies to Dream Investments cut our claim settlement time in half. Genuinely straightforward people to work with."

AJ
Ashok JoshiFleet owner, Ahmedabad

"I started my retirement plan at 29 not fully understanding it. At 45, I finally do — and I'm grateful someone made me start early."

NP
Nisha PrajapatiRetirement plan holder, Surat
Corporate Partners

Organisations we work alongside

Good to Know

Frequently asked questions

Can't find what you're looking for? Our advisors are one call away.

Ask a Question

Most cashless health claims are approved within 2 hours, and straightforward life and motor claims are settled within 7–10 working days of document submission.

Yes. Dream Wealth ULIP allows a set number of free fund switches every policy year between equity, debt, and balanced fund options, with additional switches at a nominal fee.

Typically PAN card, address proof, a recent photograph, and income proof for higher cover amounts. Our advisor will confirm the exact list based on the plan you choose.

You can fill out our online Policy Surrender Form with your policy and bank details. Our team will verify the request and process the surrender value within the regulatory timeline.

Yes, Dream Health Shield covers your entire immediate family under a single sum insured, which is usually more cost-effective than individual policies.

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