Dream Secure Term Plan

Plan Overview

Maximum cover, minimum complexity

The Dream Secure Term Plan is designed for one job: making sure your family's financial future is never dependent on your presence. There's no maturity payout on survival — which is exactly why the premiums stay this low for such high cover.

Choose your cover amount, payment term and payout structure (lump sum, monthly income, or a combination), and lock in your premium for the entire policy duration.

₹2 CrMax Cover

₹499Starting Premium/mo

Up to 40 yrsPolicy Term

Compare Variants

Choose the tier that fits your budget

Variant	Cover Amount	Monthly Premium*	Critical Illness Rider	Payout Type
Essential	₹50 lakh	₹499	Not included	Lump sum
Standard	₹1 crore	₹899	Optional add-on	Lump sum or income
Premium	₹2 crore	₹1,599	Included	Lump sum + income

*Indicative premiums for a 30-year-old non-smoker with a 30-year policy term. Final premium depends on age, health and lifestyle factors.

Eligibility & Documents

Who can apply

Age18 to 65 years at entry, with cover extending up to age 75.
Identity & address proofPAN card, passport, or utility bill.
Income proofSalary slips or ITR for cover above ₹1 crore.
Medical check-upMay be required for higher cover amounts or above age 45, arranged at your home.

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Maximum cover, minimum complexity

Choose the tier that fits your budget

Who can apply

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