Please note that surrendering a policy before maturity may result in a reduced payout. Speak with an advisor first if you'd like to explore alternatives such as a premium holiday or partial withdrawal.
Before You Submit
What to expect
Processing timeSurrender requests are typically processed within 7–10 working days of document verification.
Documents neededOriginal policy document, a cancelled cheque, and a copy of your PAN card.
Surrender valueDepends on the policy type, premiums paid, and how many years have elapsed since issuance.
Need help deciding?Call +91 12345 67890 to speak with your policy advisor before submitting.
Request received. Our policy servicing team will contact you to verify details.